Legal Agreement

Website Terms & Service Agreement

Welcome to our portal. By accessing, browsing, or using this website to request quotes, apply for insurance policies, or check application statuses, you agree to be bound by the following Terms and Conditions.

Please read these terms carefully before proceeding with any online application or premium payment through our site.

1. Accuracy of Information

When applying for insurance coverage or requesting a policy quote, you agree to provide truthful, accurate, and complete information regarding yourself and the insured assets:

• Full Disclosure: You must accurately report vehicle specifications, usage history, and previous claims records.
• Misrepresentation Risk: Any false statements, material omissions, or fraudulent details provided during quote generation or application processing may lead to policy cancellation or denial of claims.

2. Insurance Quotes & Binding Coverage

Quotes generated on this site are initial estimates based on the details submitted:

• Online premium calculations are conditional and subject to final underwriting verification.
• Submitting an application or paying a premium deposit does not guarantee instant coverage until an official policy certificate or confirmation notice is issued.
• We reserve the right to revise quotes if physical vehicle inspection or document verification reveals discrepancies.

3. Intellectual Property Rights

All site branding, insurance policy content, logos, calculators, graphics, and code are the exclusive intellectual property of our company. Unauthorized copying, scraping, or distribution of any website materials without prior written consent is strictly prohibited.

4. Limitation of Liability

While we aim for uninterrupted access, we are not liable for temporary service interruptions, network downtimes, or payment gateway delays caused by third-party technical failures beyond our control.

5. Governing Law & Contact